Freddy had just started up his very first business. He was the first p

Published Tuesday, 6th Oct 15:41 BST

Freddy had just started up his very first business. He was the first person in his family to ever be self employed, let alone have other people work for him! No one had ever done this in his sleepy little village, but now Fred was making a tiny sewing factory of his own; employing five or six of the local ladies and men at the same time.

But Fred soon realised that sewing might pose a danger to people with big fingers or little skill, and so he quickly bought himself a computer and started searching for low cost life insurance. It really needed to be cheap because as of yet the business had not quite set off, and so the prices needed to be affordable for one man.

Fred was on a quest for low cost life insurance for about five or six days until he found just what he needed. It even had the word 'small business' in the name! It was cheap, but if there were any accidents the company would pay up without a second thought. When the business had really set off though, the low cost life insurance company promised that they would raise the amount of money to pay each month.

Fred started working again on his tiny little company and found out that it was doing great! The stuff they were making was very high quality, and almost all of the people he was employing seemed to know what they were doing and did not make much trouble. Some of them even wanted extra hours after their day's work had finished! There was one man though, that really was a liability, and his name was Mario. Mario had some very big fingers and did not pay much attention to what he was doing with them. He kept on pricking his fingers, but three months into the work the accident came.

Mario was working on one of the sewing machine when he ended up sewing his fingers into the fabric. It was terrible, and there was blood everywhere. Mario did not really look very happy, I'm afraid to say.

Luckily though, the low cost life insurance clause had 'sewinbg fingers one fabric' on their list of accidents that people could claim for. Fred got enough money to sew the poor man's fingers back on, I can tell you!

The moral of this story is don't forget to insure yourself and your family!

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